Near the end of the year, many bank activities have also officially started. For example, the Communications Bank has just started the "weekly brush" activity today, and it needs to global gateway credit card processing brush enough 5,168 yuan. So, does this brush refer to offline consumption or online consumption? So how do you brush your teeth? Some people ask whether "credit card consumption" includes "online consumption"?
After all, online consumption has become a very important way for many people to consume, and some people even use this method more frequently than physical stores. If you don't understand the concept of using a credit card, there may be some related concerns about using a credit card.
Does credit card online payment count as credit card consumption?
Using a credit card for online consumption, although not using a credit card entity, but also using the number of credit cards to achieve the transaction, so in many cases, this method is still credit card consumption. However, we need to remind you that not all banks will use this as a credit card, so don't think that no matter what bank credit card, you can enjoy the annual fee discount policy through some online shopping. Some banks only use credit card transaction information on credit card machines as a source of data on the number and amount of credit cards. If you want to know if online shopping with their credit card is a credit card purchase, you can ask the issuing bank.
What are the pros and cons of paying online by credit card?
The advantages of online payment, everyone should be able to feel some of the process. Because the transaction is done online, the cardholder can see the payment result in a short time, making it easy to use.
However, online payment also has certain shortcomings, the main contents include the following aspects:
1. Considering the possibility of malicious overdraft and certain risks of online transactions, online credit card consumption is generally limited by the number, and cardholders may encounter some obstacles when making large-scale consumption.
Second, there are security risks in online payment. If important information such as payment passwords are stolen by hackers, they may face greater economic losses.
However, online transactions are still safe. For example, Tmall only transfers money to the seller's account after the buyer has confirmed the goods. For example, credit cards are often transacted online, and banks often send text messages or phone calls to check with cardholders about the risk of credit card theft.
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