global payment gateways

1. What are the characteristics of Internet collection?

1. There are hidden dangers in the safety global payment gateways of network technology The electronic payment of online banking is carried out in a paperless environment, which requires technically to ensure the safety of data transmission and ensure that business data is not stolen and tampered with. Therefore, people began to question the security issues such as information loss, duplication, misordering, and tampering in the process of data transmission after information digitization.

2. Fictitious business risks The working environment of online collection is based on an open system platform, and the identities of both parties to the transaction are placed in the virtual world, which undoubtedly increases the risk of electronic payment.

3. The basic method is yet to be developed. The most advanced communication method is the most advanced communication method, and the requirements for software and hardware methods are very high. The immature technical software provides an opportunity for hackers and other criminals, so , The development of an impeccable Internet payment system has become a bottleneck restricting the development of e-commerce.

2. What is the operation mode of third-party collection?

1. The independent third-party payment mode means that the third-party payment platform is completely independent of the e-commerce website, does not have the guarantee performance, and only provides users with payment products and payment system solutions. World, Lakala, etc. are typical representatives. Taking Yibao Collection as an example, it initially relied on the gateway model to make vertical payments for the industry, and then took the informatization transformation of traditional industries as an opportunity to customize the whole process of electronic payment solutions by virtue of its deep understanding of specific industries.

2. The third-party payment model, led by Alipay and Tenpay, relies on its own B2C and C2C e-commerce websites to provide guaranteed performance. The payment for the goods is temporarily hosted by the platform and the platform takes care of the arrival of the seller's payment and delivery; in this type of collection mode, after the buyer purchases goods on the e-commerce website, the account provided by the third-party platform is used to collect the payment for the goods, and after the buyer reviews the goods After confirmation, the platform can be notified to pay the seller, and the third-party payment platform will then transfer the payment to the seller's account.

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